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Incentive Recovery · CRA-Experienced · Toronto

SR&ED Tax Credit
Claim Preparation in Toronto

CPA-led Scientific Research and Experimental Development (SR&ED) tax credit claim preparation — technical narrative, financial schedules, and CRA review support for eligible businesses in Toronto.

What SR&ED Is — and What It Is Not

The SR&ED program is Canada's largest federal tax incentive — a refundable investment tax credit for businesses that conduct scientific research or experimental development in Canada. For eligible Canadian-controlled private corporations (CCPCs), the credit is 35% on the first $3 million of qualified expenditures, and refundable — meaning it is paid out even if the corporation has no tax owing.

The eligibility criteria are specific: scientific or technological advancement, scientific or technological uncertainty, and systematic investigation. Routine engineering, standard software development, and market research do not qualify. The 18-month filing deadline is absolute — there is no mechanism to file a late SR&ED claim.

SR&ED credit rates at a glance:

CCPC — Enhanced Rate35% refundable

On first $3M of qualified expenditures. Prior year taxable income < $500K, taxable capital < $10M.

CCPC — Basic Rate (above threshold)15% non-refundable

On qualified expenditures above the $3M threshold.

Non-CCPC / Public Corporation15% non-refundable

On all qualified SR&ED expenditures.

Common SR&ED Claim Errors with Material Consequences

Missing the 18-month deadline

The SR&ED claim must be filed within 18 months of the end of the taxation year in which the SR&ED was performed. This is an absolute deadline — the CRA has no discretion to accept late-filed claims. A missed deadline means the credit is permanently lost.

Inadequate technical narrative

The technical narrative must describe the scientific or technological advancement sought, the uncertainty encountered, and the systematic investigation conducted. A weak or generic narrative is the most common reason for CRA disallowance. The narrative must be specific to the project and supported by contemporaneous documentation.

Unsupported expenditure claims

SR&ED expenditure claims must be supported by documentation that ties the claimed amounts to the eligible work — timesheets, payroll records, materials invoices, and contractor agreements. Unsupported expenditures are disallowed on audit, and the resulting reassessment includes interest from the original filing date.

Who This Service Is For

Technology companies and software developers

Companies developing new software capabilities, algorithms, or technical solutions that involve technological uncertainty — not routine programming or the application of existing techniques.

Manufacturing and engineering companies

Companies developing new products, processes, or materials that involve scientific or technological advancement and uncertainty — including prototype development, process optimization, and materials testing.

Life sciences and pharmaceutical companies

Companies conducting clinical research, drug development, or medical device development that involves systematic investigation and scientific uncertainty.

Startups and early-stage companies

Early-stage companies with significant R&D expenditures and limited tax payable — the refundable nature of the enhanced CCPC credit makes SR&ED a critical cash flow source for eligible startups.

Companies with prior unclaimed SR&ED

Companies that have conducted eligible SR&ED in prior years but have not claimed the credit — the 18-month deadline applies to each taxation year, and prior year claims may still be available.

Companies under CRA SR&ED review

Companies whose SR&ED claims have been selected for CRA financial or technical review — TYM manages the response and supports the claim through the review process.

What TYM Does

Technical eligibility assessment

TYM assesses the technical eligibility of the claimed work against the SR&ED criteria — scientific or technological advancement, uncertainty, and systematic investigation. Projects that do not meet the criteria are identified before the claim is filed, reducing the risk of CRA disallowance.

Technical narrative preparation

TYM prepares the technical narrative for each SR&ED project — describing the advancement sought, the uncertainty encountered, the hypothesis tested, the experiments conducted, and the results obtained. The narrative is specific to the project and supported by contemporaneous documentation.

Financial schedule preparation

TYM prepares the SR&ED financial schedules — T661 (SR&ED Expenditures Claim) and Schedule 31 (Investment Tax Credit) — with a full reconciliation of eligible expenditures to payroll records, materials invoices, and contractor agreements. The proxy method or traditional method is selected based on the facts.

CRA review support

If the CRA selects the SR&ED claim for financial or technical review, TYM manages the response — providing the technical narrative, expenditure documentation, and contemporaneous records to support the claim through the review process.

Deliverables

Technical eligibility assessment for each SR&ED project
Technical narrative (T661 Part 2) for each eligible project
T661 SR&ED Expenditures Claim
Schedule 31 Investment Tax Credit
Proxy method or traditional method election documentation
Expenditure reconciliation to payroll, materials, and contractor records
Return support file with all working papers
CRA financial and technical review support

Scope Boundaries

Included

  • Technical eligibility assessment
  • Technical narrative preparation (T661 Part 2)
  • T661 SR&ED Expenditures Claim preparation
  • Schedule 31 Investment Tax Credit preparation
  • Proxy method or traditional method election
  • Expenditure reconciliation and documentation review
  • CRA financial and technical review support

Not included

  • T2 corporate income tax return — see T2 Corporate Tax Return
  • Ontario Innovation Tax Credit (OITC) — assessed separately
  • Federal and provincial grant applications
  • Patent applications and IP strategy
  • Formal CRA objections and Tax Court proceedings
  • R&D project management and technical consulting

How It Works

1

Technical eligibility assessment

TYM reviews the R&D activities and assesses technical eligibility against the SR&ED criteria. Projects that do not meet the criteria are identified before the claim is filed.

2

Documentation review and information request

TYM reviews contemporaneous documentation — project records, lab notebooks, design documents, test results — and identifies gaps that need to be addressed before the claim is filed.

3

Technical narrative and financial schedule preparation

TYM prepares the technical narrative for each eligible project and the SR&ED financial schedules — T661 and Schedule 31 — with a full expenditure reconciliation.

4

Client review and filing

The completed SR&ED claim and return support file are provided to the client for review. After approval, the claim is filed as part of the T2 corporate income tax return.

5

CRA review support

If the CRA selects the claim for financial or technical review, TYM manages the response and supports the claim through the review process.

SR&ED Tax Credit Services in Toronto

TYM Business Consulting provides SR&ED tax credit claim preparation services in Toronto for technology companies, manufacturers, life sciences businesses, and startups across the Greater Toronto Area — including North York, Mississauga, Vaughan, Markham, Oakville, and Brampton.

14-39 Advance Road, Toronto, ON M8Z 2S6

SR&ED Key Deadlines

SR&ED Claim Filing Deadline
18 months after year-end
Absolute — no late filing accepted
T2 Corporate Return Deadline
6 months after fiscal year-end
SR&ED claim filed as part of T2
ITC Refund Processing
~60–90 days after filing
For eligible CCPC refundable credits

The 18-month deadline does not move.

A missed SR&ED filing deadline means the credit is permanently lost — there is no mechanism to file late. If the deadline for a prior year is approaching, the time to act is now.

Schedule an SR&ED Consultation

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Frequently Asked Questions

The content on this page is for informational purposes only and does not constitute professional tax or legal advice. Tax rules change frequently. Consult a qualified CPA or tax advisor for guidance specific to your situation.